mfarmPay offers a streamlined digital finance platform combining data and resources to de-risk and deliver efficient smallholder farmer financing service.


API Plugin

mfarmPay deploys APIs for partner financial institutions to plug into our Credit Scoring Engine (CSE).

Data Modelling

mfarmPay deploys evidence-based data modelling with embedded tools to manage agricultural credit risk.

Transparency & Risk Mitigation

Agronomic ML Remote Sensing, bundled extension services, and smallholder farmer professionalisation.


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Climate Finance (CF). Guarantee Instruments (mfarmpay CGI).Smallholder Farmer Finance (SFF)


mfarmpay Inc. is a Responsible Lender and adheres to local and international Client Protection Principles.

Mastercard StartPath. Accion Smart Campaign Fintech Protect member. IFC Responsible Finance Forum. Emerging Markets Fintech Pte Ltd. Syecomp